AUTO / CAR ACCIDENTS
I. General Information about Motor Vehicle Accidents
II. What to do if you are in an accident
Immediately after the accident
When the police get to the accident
Soon after the accident
Later
III. Theories of Liability
Negligence
Recklessness
Third Parties
1. Drunk Drivers
2. Product Manufacturers
3. Automotive Technicians
4. Government Entities
General Conclusion
IIV. Injuries and Compensation
Damages
Damages for Family Members
Insurance
Amount of Compensation
Injuries and Compensation Conclusion
V. Insurance Claims Tips
VI. Uninsured or Underinsured Drivers
Uninsured Drivers
Underinsured Drivers
Collecting Damages
Uninsured or Underinsured Drivers Conclusion
VII. No-Fault Insurance
A No-Fault Insurance System
Choice No-Fault
A No-Fault Insurance Policy
No-Fault Insurance Conclusion
VIII. Motor Vehicle Accidents - Frequently Asked Questions
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Contact a Iowa auto accident lawyer representing clients in Council Bluffs, Iowa today to schedule your free initial consultation.
The auto / car accident claims and settlement attorneys at the James Law Firm are dedicated to serve their clients in central Iowa, including the cities of Sioux City, Council Bluffs, Des Moines, Fort Dodge, Ames, Cedar Rapids, Iowa City, Davenport, Dubuque, Waterloo, Adel, Marshalltown, Pella, Decorah, Knoxville, Eldora, Johnston, Ankeny, and Burlington
, and the communities that make up Woodbury, Pottawattamie, Polk, Webster, Story, Linn, Johnson, Scott, Dubuque, Black Hawk, Dallas, Marshall, Winneshiek, Marion, Madison, Hardin and Des Moines counties.
JAMES LAW FIRM
Address: 604 Locust St., Suite 630, Des Moines, Iowa 50309
Phone: (866) 566-8291
Fax: (515) 246-8767
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MOTOR VEHICLE ACCIDENTS
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Third Parties
Drunk Drivers
In the past year, over one million people were injured in alcohol-related motor vehicle accidents and every 30 minutes, someone in the US dies in an alcohol-related accident. In a drunk driving accident, the drunk driver will be held responsible for the injuries and damages that he or she caused. In addition, in many states, a bar or a person who hosted a social event or party may also be responsible for these damages if they served alcohol to a patron or guest who was obviously intoxicated. However, holding the bar or host responsible doesn't relieve the drunk driver from their obligation to pay for the damages. There are many laws covering liability and an experienced personal injury lawyer will use these laws to take into account everyone who may be held liable for your injuries, including people or business that you might not have considered.
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Product Manufacturers
Sometimes motor vehicle accidents aren't caused by either driver involved, but by a defect or malfunction in one of their automobiles. If this type of accident occurs, the manufacturer or the supplier of the automobile or automobile part may be held responsible under the law of "products liability." Products liability law governs lawsuits brought by consumers against sellers of a product for selling a defective product, which caused an injury to the consumer. Manufacturers that create a defective product, either in the designing, manufacturing or labeling stages, can be held responsible for the injuries caused by the product. Under the law of products liability, it doesn't matter if manufacturers are negligent or not, they are still responsible for any injuries caused by their defective product. |
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Automotive Technicians
Another situation in which the drivers in a motor vehicle accident may not be held responsible for the accident is where an auto technicians didn't correctly repair one of the vehicles and the improper repair caused the accident. If an incorrect repair job caused an accident, the auto mechanic may be found negligent. If the auto mechanic is negligent, the mechanic and his or her employer may be held responsible for the injuries and property damage that the accident caused.
Government Bodies
Variables unrelated to the drivers or vehicles involved in the accident may also contribute to an accident. These factors may include poorly designed or maintained roads, broken traffic signals, road construction, or obstructions that make it difficult to see the road properly, such as signs, bad lighting, trees or utility poles. If one of these variables causes an accident, government bodies that control these things may be held responsible for any damages. However, there are special rules involved in suing the government. An experienced personal injury lawyer will be aware of these rules and will be crucial in enabling you to win your lawsuit.
General Conclusion
No matter what the situation is with your accident, it is crucial to the eventual success of your lawsuit that you take steps to investigate your accident, protect evidence, and obtain the professional opinion of doctors or other experts about any injuries or damages that you have suffered. If you have been in a motor vehicle accident, a personal injury lawyer will be able to assist you with all of these things. An experienced personal injury lawyer will also be able to decide the best method to help you recover compensation for your injuries or property damage.
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